Today, everyone is affected somehow in their life by a Financial woe. We are in or know someone who is. Not to mention that money is the NUMBER ONE argument between couples. So let's not make it an issue, start preparing for the future even more so than what we have before, and prepare ourselves for those random events that just pop up in our life.
I'm pretty savvy when it comes to creating budgets...I LOVE IT! It's a part of my sickness with organization and numbers. But I took it upon myself to take an online Credit Counseling Course and I feel rejuvenated! So I would LOVE to share some of the things that I learned and that I also already implement into our family finances. Sharing is Caring :) So this is going to be the start of a series of Financial & Budgeting Posts that I will be doing. I want you to set your goals and most of all.... to achieve them!
Some find it crazy, but I have a budget sheet that I update weekly, if not daily and I know where we'll be sitting financially up to February of NEXT YEAR! So if we want to spring for a vacation or birthday trip...I know just how it will affect us..even 4 months from now!!
There are wonderful tools for us to use and to have. To be on a budget does not mean that we are poor or do not have enough money. Even those who make over 7 figures should have budgets. If not, who would know what was in the account, what's coming in, where it's going and what all has already left?!
So for your first step to creating Financial relief..create goals.
I know it sounds crazy, and it seems too fictitious, and you will never reach your goals...but you can and put your mind to it and YOU WILL!
Have three categories for your Financial Goals..
1. $1-$500 Goal
2. $500-$3000 Goal
3. $4000+ Goal
These could include everything from buying that new Coach bag to purchasing your own home. But write them down on a card or a sticky note and put them in your wallet. So every time you go to make that spontaneous purchase, you see what your goals are and can make the right decision from there!
I would love to share what our three goals are:
1. $1-$500 Goal: Paint and decorate the new home
2. $500-$3000 Goal: Pay off our Dicks Sporting Goods Credit Card
3. $4000+ Goal: Pay off the Truck (then my SUV and then my school loan!!)
What are your financial goals?! I would love to hear them!
If you don't want to post them, feel free to email me at DanielleS.PC@gmail.com
I'm pretty savvy when it comes to creating budgets...I LOVE IT! It's a part of my sickness with organization and numbers. But I took it upon myself to take an online Credit Counseling Course and I feel rejuvenated! So I would LOVE to share some of the things that I learned and that I also already implement into our family finances. Sharing is Caring :) So this is going to be the start of a series of Financial & Budgeting Posts that I will be doing. I want you to set your goals and most of all.... to achieve them!
Some find it crazy, but I have a budget sheet that I update weekly, if not daily and I know where we'll be sitting financially up to February of NEXT YEAR! So if we want to spring for a vacation or birthday trip...I know just how it will affect us..even 4 months from now!!
There are wonderful tools for us to use and to have. To be on a budget does not mean that we are poor or do not have enough money. Even those who make over 7 figures should have budgets. If not, who would know what was in the account, what's coming in, where it's going and what all has already left?!
So for your first step to creating Financial relief..create goals.
I know it sounds crazy, and it seems too fictitious, and you will never reach your goals...but you can and put your mind to it and YOU WILL!
Have three categories for your Financial Goals..
1. $1-$500 Goal
2. $500-$3000 Goal
3. $4000+ Goal
These could include everything from buying that new Coach bag to purchasing your own home. But write them down on a card or a sticky note and put them in your wallet. So every time you go to make that spontaneous purchase, you see what your goals are and can make the right decision from there!
I would love to share what our three goals are:
1. $1-$500 Goal: Paint and decorate the new home
2. $500-$3000 Goal: Pay off our Dicks Sporting Goods Credit Card
3. $4000+ Goal: Pay off the Truck (then my SUV and then my school loan!!)
What are your financial goals?! I would love to hear them!
If you don't want to post them, feel free to email me at DanielleS.PC@gmail.com
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